Commercial Auto Insurance

Commercial Auto insurance is needed to cover the autos, vans, and trucks used in your business. It is an important liability insurance to safeguard your businesses assets if an employee is sued for a serious accident. Whether you have a small business or a car dealership you should be properly covered by a commercial auto insurance policy. Selecting the right commercial auto insurance can take a lot of time, and with so many commercial insurance carriers to research, it's difficult to know where to start.

Available coverage's

• Bodily injury liability coverage: pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.
• Property damage liability coverage: provides you with protection if your car accidently damages another person's property. It also provides you with a legal defense.
• Combined single limit (CSL): Liability policies typically offer separate limits that apply to bodily injury claims for property damage. A combined single limits policy has the same dollar amount of coverage per covered occurrence whether bodily injury or property damage, one person or several
• Medical payments: usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.
• Uninsured motorist coverage: pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.
• Comprehensive physical damage coverage: pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.
• Collision coverage: pays for damage to your car when it hits or is hit by another object.

Our Goals

• Provide all information you need to make the best decision for your business
• Review your current policy for gaps of insurance liability
• Review optional coverage's that allow for additional protection
• Compare rates and discuss annual savings