Home Owners Insurance
Green Peak Insurance only shops the highest rated insurance companies to find you the best combination of price and coverage for your needs. Rest assured that we have your families protection and pocket book as our first priority when shopping for the best rate. We know as the times get tough sacrificing coverage to save a few dollars may not always be the best advice.
Owning a home is no simple task.
There are a range of risks that arise when owning a home.
Our team is dedicated to helping you manage these risks.
We have a variety of products from many different carriers allowing us to make sure you get the right coverage at the right price.
We promise to do our best in providing you with reliable and honest solutions.
What does Homeowners Insurance Protect?
Each Home insurance policy is different.
Our typical policies provide the following coverage:
- Dwelling Coverage will cover the structure of your home including any items that are considered fixed property.
- Separate Structure coverage is for any additional structure that is existing or built on your property that is not attached to your home. For example a shed in your back yard.
- Personal Property items in your home that are not fixed to your dwelling like your TV and your couch.
- If you have a loss that leaves your home in a state that is uninhabitable condition. Our carriers provide you with coverage that will pay for the rent of a temporary home until your home is fixed.
- Personal Liability is coverage that will protect your assets. Everyone has dinner parties and function at their home. If a friend or family member injured themselves on your property this coverage will pay out the loss. This will keep you from having to liquidate your assists in order to pay for the loss
- You told your neighbor son Scott not to climb their tree and jump in to your back yard to get his baseball. Scott doesn't listen and breaks his leg after falling out of the tree in to your back yard. Really, it's not your fault. It's THEIRS. (You told him ten times to stop.) Medical coverage keeps your friends your friends and will pay out to cover the cost of the medical bills up to limit on your policy.
Optional Coverage for Extra Protection
Our products will guard you and your family against losses caused by fire wind, hail, theft, fraud,
and natural disasters. Home insurance is a must in California. Mortgage companies require
to purchase home insurance in order to secure your loan.
If you do not have homeowner insurance and you currently own a home.
Your mortgage company will force place a home insurance policy on your home that on average
cost three times the amount of normal policy.
Green Peak Insurance is open Monday through Friday, 9am to 6pm and weekends by appointment. We also offer service on your homeowners policy over the phone anytime.
After you have completed our online quote process, you will receive an instant quote on the coverage you requested! This quote will include the best rate from the top insurance companies in California. If you wish to speak to a representative about any questions you have, or wish to purchase your home owners insurance policy please click one of the contact methods to the right.
Green Peak Insurance can save you even more GREEN by packaging your auto and home policies with one company! Speak to an agent today about this special discount as high as 25%
Please click here for a free California homeowners insurance quote!